1270 Findlay AveBronxNY10456
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1270 Findlay Ave, Bronx, NY, 10456 in Bronx speaks for itself: 16.38% gross on a $759,000 price, generating $10,361/mo in rent and $5,292/mo in net income after the $3,413/mo debt service. DSCR 3.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $63,508 stacks alongside $209,698 in projected five-year appreciation and $6,990/yr in principal reduction. Projected total cumulative return: $629,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 5.1% |
| Monthly Cash Flow | $5,292 | $1,850 |
City averages based on Bronx market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,361 |
| Total Monthly Debt Service | $4,766 |
| DSCR Ratio | 2.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1899
1,650 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10456, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 33,788 (100%) |
| Owner Occupied HU | 2,328 ( 6.9%) |
| Renter Occupied HU | 29,787 (88.2%) |
| Vacant Housing Units | 1,673 ( 5.0%) |
| Median Home Value | $486,207 |
| Average Home Value | $526,873 |
Housing Distribution
Address Breakdown
Residential
31,503
Single Family
2,498
Multi-Family
29,005
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1899
1,650 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10456, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 33,788 (100%) |
| Owner Occupied HU | 2,328 ( 6.9%) |
| Renter Occupied HU | 29,787 (88.2%) |
| Vacant Housing Units | 1,673 ( 5.0%) |
| Median Home Value | $486,207 |
| Average Home Value | $526,873 |
Housing Distribution
Address Breakdown
Residential
31,503
Single Family
2,498
Multi-Family
29,005
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices