127 Tutterow RdUnion GroveNC28689
INVESTMENT ANALYSIS
Investment Verdict
Solid Income127 Tutterow Rd, Union Grove, NC, 28689 in Union Grove is a solid income-producing rental, 8.41% gross yield, $3,467/mo rent, $451/mo net cash flow on a $494,900 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $136,732 and $4,558/yr in principal reduction project a total cumulative return of $216,524.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $451 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,467 |
| Total Monthly Debt Service | $2,819 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28689, Union Grove, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 840 (100%) |
| Owner Occupied HU | 567 (67.5%) |
| Renter Occupied HU | 168 (20.0%) |
| Vacant Housing Units | 105 (12.5%) |
| Median Home Value | $227,446 |
| Average Home Value | $260,604 |
Housing Distribution
Address Breakdown
Residential
795
Single Family
795
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28689, Union Grove, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 840 (100%) |
| Owner Occupied HU | 567 (67.5%) |
| Renter Occupied HU | 168 (20.0%) |
| Vacant Housing Units | 105 (12.5%) |
| Median Home Value | $227,446 |
| Average Home Value | $260,604 |
Housing Distribution
Address Breakdown
Residential
795
Single Family
795
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices