127 S 3rd StWest MiltonPA17886
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 127 S 3rd St, West Milton, PA, 17886 in West Milton: $1,146/mo in rent, $206/mo in net income, 9.58% gross yield, 1.78 DSCR, all at $143,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $39,646 in appreciation and $1,322/yr in principal paydown projects total cumulative return of $67,954.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $206 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,146 |
| Total Monthly Debt Service | $883 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17886, West Milton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 378 (100%) |
| Owner Occupied HU | 210 (55.6%) |
| Renter Occupied HU | 146 (38.6%) |
| Vacant Housing Units | 22 ( 5.8%) |
| Median Home Value | $279,412 |
| Average Home Value | $327,619 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
176
Multi-Family
30
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17886, West Milton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 378 (100%) |
| Owner Occupied HU | 210 (55.6%) |
| Renter Occupied HU | 146 (38.6%) |
| Vacant Housing Units | 22 ( 5.8%) |
| Median Home Value | $279,412 |
| Average Home Value | $327,619 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
176
Multi-Family
30
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CSVBOR
Mls ID: #C-263