127 Lincoln STREETValdersWI54245
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 127 Lincoln STREET, Valders, WI, 54245 in Valders hard to pass up. The 12.98% gross yield on a $185,000 purchase results in $2,002/mo in rent and $760/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.41). Annual cash flow of $9,120, five-year appreciation of $51,112, and $1,704/yr in equity build-up combine for a projected total cumulative return of $119,501.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.2% |
| Monthly Cash Flow | $760 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,002 |
| Total Monthly Debt Service | $1,168 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54245, Valders, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,071 (100%) |
| Owner Occupied HU | 836 (78.1%) |
| Renter Occupied HU | 125 (11.7%) |
| Vacant Housing Units | 110 (10.3%) |
| Median Home Value | $271,765 |
| Average Home Value | $322,548 |
Housing Distribution
Address Breakdown
Residential
862
Single Family
834
Multi-Family
28
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54245, Valders, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,071 (100%) |
| Owner Occupied HU | 836 (78.1%) |
| Renter Occupied HU | 125 (11.7%) |
| Vacant Housing Units | 110 (10.3%) |
| Median Home Value | $271,765 |
| Average Home Value | $322,548 |
Housing Distribution
Address Breakdown
Residential
862
Single Family
834
Multi-Family
28
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
