127 Jeanne DrCochranGA31014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 127 Jeanne Dr, Cochran, GA, 31014 in Cochran at $299,900 earns $2,064/mo in rent and nets $164/mo after the $1,349/mo payment, a 8.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,857 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,762/yr in principal paydown, total projected return reaches $124,423.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.2% |
| Monthly Cash Flow | $164 | $1,200 |
City averages based on Cochran market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,064 |
| Total Monthly Debt Service | $1,781 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices