127 Ironwood DrBee SpringKY42207
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 127 Ironwood Dr, Bee Spring, KY, 42207 in Bee Spring worth study. Rental yield 5.01%. The 5.01% gross yield is below cash-flow benchmarks at $429,500, but 5% annual appreciation, adding $118,663 over five years, frames this as a capital growth position. Rent of $1,794/mo partially offsets the $1,931/mo payment. Ziffy Mortgage finances appreciation-play properties (0.93 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $108,469.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.5% |
| Monthly Cash Flow | $(845) | $350 |
City averages based on Bee Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,794 |
| Total Monthly Debt Service | $2,468 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
0.82 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42207, Bee Spring, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 796 (100%) |
| Owner Occupied HU | 438 (55.0%) |
| Renter Occupied HU | 85 (10.7%) |
| Vacant Housing Units | 273 (34.3%) |
| Median Home Value | $131,818 |
| Average Home Value | $147,991 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
0.82 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42207, Bee Spring, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 796 (100%) |
| Owner Occupied HU | 438 (55.0%) |
| Renter Occupied HU | 85 (10.7%) |
| Vacant Housing Units | 273 (34.3%) |
| Median Home Value | $131,818 |
| Average Home Value | $147,991 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices