127 Hearthside St, Moneta, VA, 24121 | 4.72% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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127 Hearthside St, Moneta, VA, 24121 | 4.72% Rental Yield | Ziffy

Recently Sold

Airbnb Potential

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Moneta at 127 Hearthside St, Moneta, VA, 24121 with 5% annual appreciation on a $850,000 basis while $3,344/mo rent supports operations. 61% in year one. Equity gained on principal adds $5,485/yr, and five-year appreciation sums $234,839 alongside rental yield of 4.72%. Five-year ROI measures 63.38% and total cumulative return in cash totals $177,250. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,344/mo property income versus a $4,160/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1970

0.37 Acres lot

$N/A/sqft

No HOA

More details about the property

Smith Mountain Lake is considered the Jewel of the Blue Ridge and now you can own a piece of it! This beautiful home sits on a coveted location just inside a cove providing calm but deep waters at the docks. This home is setup for full time residence, vacation rentals, or just fun lake living! The main floor offers primary and secondary bed/bath combos along with a living area, and kitchen. But why stay inside? Step out onto the covered porch, grab a seat, and let the stress melt away while you take in the gorgeous views of the lake. The covered porch also looks down onto a main dock, floating dock, and party deck with a lift under it to store your boat after an amazing day on the lake fishing, tubing, water skiing, or just simply cruising around. Jumping from the party deck into the lake has become a lake tradition! The ground floor offers another bedroom, huge living area, gaming area, half bath, laundry, and work room. With a walk out door you have quick access to yet another deck great for entertaining. With the Heat Pump, A/C, Hot Water Heater, all Roofs, Well, and Septic all under 5 years old you can simply relax and enjoy what it means to live the lake life stress free! Welcome home to 127 Hearthside Street!

Neighborhood Data

Neighborhood data shown for ZIP Code: 24121, Moneta, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,805 (100%)
Owner Occupied HU	4,423 (56.7%)
Renter Occupied HU	643 ( 8.2%)
Vacant Housing Units	2,739 (35.1%)
Median Home Value	$493,149
Average Home Value	$589,306