127 Hamilton LnDowlingMI49050
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow127 Hamilton Ln, Dowling, MI, 49050 in Dowling is a top-tier cash-flow asset. At $299,900 it produces $3,557/mo in rent and $1,579/mo in net monthly income, a 14.23% gross rental yield. The DSCR of 2.64 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,949. Five-year appreciation adds $82,857, driving a total cumulative return of $215,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 9.0% |
| Monthly Cash Flow | $1,579 | $300 |
City averages based on Dowling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,557 |
| Total Monthly Debt Service | $1,858 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49050, Dowling, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 751 (100%) |
| Owner Occupied HU | 587 (78.2%) |
| Renter Occupied HU | 50 ( 6.7%) |
| Vacant Housing Units | 114 (15.2%) |
| Median Home Value | $271,011 |
| Average Home Value | $335,371 |
Housing Distribution
Address Breakdown
Residential
658
Single Family
658
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49050, Dowling, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 751 (100%) |
| Owner Occupied HU | 587 (78.2%) |
| Renter Occupied HU | 50 ( 6.7%) |
| Vacant Housing Units | 114 (15.2%) |
| Median Home Value | $271,011 |
| Average Home Value | $335,371 |
Housing Distribution
Address Breakdown
Residential
658
Single Family
658
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
