127 E Palisade RdSterlingUT84665
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 127 E Palisade Rd, Sterling, UT, 84665 in Sterling earns a 8.16% gross yield at $375,000. Rent of $2,550/mo nets $352/mo after the $1,686/mo mortgage. The 1.51 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $103,606 and $3,454/yr in equity accumulation project a total cumulative return of $164,348.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $352 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,550 |
| Total Monthly Debt Service | $2,049 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84665, Sterling, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 122 (100%) |
| Owner Occupied HU | 98 (80.3%) |
| Renter Occupied HU | 19 (15.6%) |
| Vacant Housing Units | 5 ( 4.1%) |
| Median Home Value | $425,000 |
| Average Home Value | $460,077 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84665, Sterling, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 122 (100%) |
| Owner Occupied HU | 98 (80.3%) |
| Renter Occupied HU | 19 (15.6%) |
| Vacant Housing Units | 5 ( 4.1%) |
| Median Home Value | $425,000 |
| Average Home Value | $460,077 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices