127 E Los Padres DrThousand OaksCA91361
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 127 E Los Padres Dr, Thousand Oaks, CA, 91361 in Thousand Oaks at $1,399,000 earns $8,746/mo in rent and nets $19/mo after the $6,291/mo payment, a 7.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $386,518 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $12,885/yr in principal paydown, total projected return reaches $531,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.5% |
| Monthly Cash Flow | $19 | $1,500 |
City averages based on Thousand Oaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,746 |
| Total Monthly Debt Service | $8,170 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
7,948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91361, Westlake Village, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,955 (100%) |
| Owner Occupied HU | 6,051 (67.6%) |
| Renter Occupied HU | 2,408 (26.9%) |
| Vacant Housing Units | 496 ( 5.5%) |
| Median Home Value | $1,420,879 |
| Average Home Value | $1,473,927 |
Housing Distribution
Address Breakdown
Residential
8,599
Single Family
7,536
Multi-Family
1,063
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
7,948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91361, Westlake Village, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,955 (100%) |
| Owner Occupied HU | 6,051 (67.6%) |
| Renter Occupied HU | 2,408 (26.9%) |
| Vacant Housing Units | 496 ( 5.5%) |
| Median Home Value | $1,420,879 |
| Average Home Value | $1,473,927 |
Housing Distribution
Address Breakdown
Residential
8,599
Single Family
7,536
Multi-Family
1,063
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices