12650 Clinton RdClintonMI49236
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12650 Clinton Rd, Clinton, MI, 49236 in Clinton is a top-tier cash-flow asset. At $273,000 it produces $3,071/mo in rent and $1,271/mo in net monthly income, a 13.5% gross rental yield. The DSCR of 2.50 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,246. Five-year appreciation adds $75,425, driving a total cumulative return of $185,742.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.2% |
| Monthly Cash Flow | $1,271 | $800 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,071 |
| Total Monthly Debt Service | $1,692 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
10.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49236, Clinton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,711 (83.2%) |
| Renter Occupied HU | 241 (11.7%) |
| Vacant Housing Units | 105 ( 5.1%) |
| Median Home Value | $248,692 |
| Average Home Value | $282,108 |
Housing Distribution
Address Breakdown
Residential
1,919
Single Family
1,725
Multi-Family
194
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
10.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49236, Clinton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,711 (83.2%) |
| Renter Occupied HU | 241 (11.7%) |
| Vacant Housing Units | 105 ( 5.1%) |
| Median Home Value | $248,692 |
| Average Home Value | $282,108 |
Housing Distribution
Address Breakdown
Residential
1,919
Single Family
1,725
Multi-Family
194
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
