1265 E 550 S, Spanish Fork, UT, 84660 | $354/mo Cash Flow

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1265 E 550 S, Spanish Fork, UT, 84660 | $354/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Spanish Fork at 1265 E 550 S, Spanish Fork, UT, 84660 offers a 7.96% rental yield on a $460,000 purchase with $3,050/mo rent. Total monthly income registers $3,050/mo, and a $2,251/mo payment leaves $354/mo available for distribution. Annual cash flow reaches $4,252/yr on $152,490 to close, and return on cash invested stands at 22.7% in year one. Equity gained on principal adds $2,968/yr while 5% annual appreciation supports $127,090 over five years. Portfolio math shows five-year ROI at 117.38% and total cumulative return in cash at $178,993. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,050/mo property income against a $2,251/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1977

7,405 sqft lot

$N/A/sqft

No HOA

More details about the property

Well-Maintained 6-Bedroom Home in a Prime Location! This exceptionally well-cared-for home combines space, comfort, and convenience in one of Spanish Fork's most desirable neighborhoods. With six bedrooms, two bathrooms, and a two-car garage with custom shelving and storage, the property offers flexibility for today's lifestyles - whether you need room for family, guests, a home office, or hobbies. Inside, you'll find quality updates throughout, including granite countertops, an undermount kitchen sink with a modern faucet, and newer windows upstairs. French doors open to a deck overlooking a private backyard framed by mature fruit trees - a perfect setting for relaxing or entertaining. Additional features such as a newer HVAC system and a leaf filter system add everyday comfort and ease of maintenance. This home also benefits from its prime location just steps away from Adventure Heights All-Abilities Park and close to schools, shopping, and restaurants. Spanish Fork's vibrant community offers a historic Main Street, parks, rodeo fairgrounds, a sports park, and a new recreation center on the way. Outdoor enthusiasts will appreciate the many hiking and biking trails nearby, while easy highway access keeps commuting simple. Homes of this size and quality, in such a welcoming neighborhood, don't come along often. Schedule your showing today and experience the pride, comfort, and sense of community this property offers. Square footage figures are provided as a courtesy estimate only and were obtained from County. Buyer is advised to obtain an independent measurement.

Neighborhood Data

Neighborhood data shown for ZIP Code: 84660, Spanish Fork, UT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,380 (100%)
Owner Occupied HU	11,239 (78.2%)
Renter Occupied HU	2,720 (18.9%)
Vacant Housing Units	421 ( 2.9%)
Median Home Value	$577,761
Average Home Value	$623,470