12639 Blue Catfish LnCypressTX77433
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12639 Blue Catfish Ln, Cypress, TX, 77433 in Cypress deserves attention. This $310,300 property earns $3,120/mo in rent, a 12.07% gross yield, and nets $913/mo after the $1,395/mo payment. DSCR 2.24 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $85,730 compounds alongside $2,858/yr in yearly equity build, for a total cumulative return of $177,734.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 5.8% |
| Monthly Cash Flow | $913 | $250 |
City averages based on Cypress market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $2,083 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77433, Cypress, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 45,531 (100%) |
| Owner Occupied HU | 35,404 (77.8%) |
| Renter Occupied HU | 7,715 (16.9%) |
| Vacant Housing Units | 2,412 ( 5.3%) |
| Median Home Value | $399,699 |
| Average Home Value | $445,853 |
Housing Distribution
Address Breakdown
Residential
41,894
Single Family
37,471
Multi-Family
4,423
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77433, Cypress, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 45,531 (100%) |
| Owner Occupied HU | 35,404 (77.8%) |
| Renter Occupied HU | 7,715 (16.9%) |
| Vacant Housing Units | 2,412 ( 5.3%) |
| Median Home Value | $399,699 |
| Average Home Value | $445,853 |
Housing Distribution
Address Breakdown
Residential
41,894
Single Family
37,471
Multi-Family
4,423
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
