1262 N Main StSumterSC29153
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1262 N Main St, Sumter, SC, 29153 in Sumter earns its strong cash-flow label: 22.28% yield, $1,919/mo rent, $1,288/mo net income, DSCR 4.13. The $103,339 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $28,551 by year five. Combined with $952/yr in principal paydown, total projected return reaches $122,086.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.3% | 6.8% |
| Monthly Cash Flow | $1,288 | $450 |
City averages based on Sumter market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,919 |
| Total Monthly Debt Service | $589 |
| DSCR Ratio | 3.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29153, Sumter, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,840 (100%) |
| Owner Occupied HU | 4,558 (66.6%) |
| Renter Occupied HU | 1,622 (23.7%) |
| Vacant Housing Units | 660 ( 9.6%) |
| Median Home Value | $184,715 |
| Average Home Value | $212,384 |
Housing Distribution
Address Breakdown
Residential
6,907
Single Family
6,785
Multi-Family
122
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29153, Sumter, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,840 (100%) |
| Owner Occupied HU | 4,558 (66.6%) |
| Renter Occupied HU | 1,622 (23.7%) |
| Vacant Housing Units | 660 ( 9.6%) |
| Median Home Value | $184,715 |
| Average Home Value | $212,384 |
Housing Distribution
Address Breakdown
Residential
6,907
Single Family
6,785
Multi-Family
122
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A