12613 SE 42nd Street #613BellevueWA98006
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 12613 SE 42nd Street #613, Bellevue, WA, 98006 in Bellevue clears it at 1.76, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.48%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $107,059; $3,569/yr in principal equity; total projected return: $146,325.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $(59) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,062 |
| Total Monthly Debt Service | $2,967 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1970
N/A lot
$N/A/sqft
$792 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98006, Bellevue, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,467 (100%) |
| Owner Occupied HU | 10,797 (74.6%) |
| Renter Occupied HU | 3,285 (22.7%) |
| Vacant Housing Units | 385 ( 2.7%) |
| Median Home Value | $1,396,460 |
| Average Home Value | $1,464,807 |
Housing Distribution
Address Breakdown
Residential
14,695
Single Family
11,935
Multi-Family
2,760
Businesses
441
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1970
N/A lot
$N/A/sqft
$792 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98006, Bellevue, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,467 (100%) |
| Owner Occupied HU | 10,797 (74.6%) |
| Renter Occupied HU | 3,285 (22.7%) |
| Vacant Housing Units | 385 ( 2.7%) |
| Median Home Value | $1,396,460 |
| Average Home Value | $1,464,807 |
Housing Distribution
Address Breakdown
Residential
14,695
Single Family
11,935
Multi-Family
2,760
Businesses
441
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Ko • Coldwell Banker Bain
Mls Name: NWMLS
Mls Provider:
Mls ID: #2390501
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-30 03:49:20 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)