126 Harvest Dr, Columbus, MS, 39705 | $650/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Columbus at 126 Harvest Dr, Columbus, MS, 39705 priced at $254,900 converts $2,210/mo rent into $650/mo cash flow after a $1,248/mo obligation. Total monthly income equals $2,210/mo, and annual cash flow totals $7,797/yr on $84,499 invested. Return on cash invested prints 29.14% in year one, and rental yield reads 10.4% against a $254,900 entry. Equity gained on principal adds $1,645/yr, while 5% annual appreciation compiles into $70,424 by year five. Five-year ROI reaches 152.22% and total cumulative return in cash sums $128,628. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,210/mo property income covering a $1,248/mo payment, not borrower’s personal income.

Single Family

Built in 1998

0.40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39705, Columbus, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,554 (100%)
Owner Occupied HU	3,494 (53.3%)
Renter Occupied HU	2,286 (34.9%)
Vacant Housing Units	774 (11.8%)
Median Home Value	$239,766
Average Home Value	$273,247