12596 Richardson RdFarmingtonAR72730
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.49% yield at 12596 Richardson Rd, Farmington, AR, 72730 in Farmington is solid, but the $1,529/mo payment compresses net cash flow to $67/mo at $340,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $93,936 by year five, and $3,131/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $132,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.5% |
| Monthly Cash Flow | $67 | $250 |
City averages based on Farmington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,123 |
| Total Monthly Debt Service | $1,921 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.70 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72730, Farmington, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,153 (69.3%) |
| Renter Occupied HU | 1,133 (24.9%) |
| Vacant Housing Units | 263 ( 5.8%) |
| Median Home Value | $334,077 |
| Average Home Value | $349,619 |
Housing Distribution
Address Breakdown
Residential
4,814
Single Family
4,750
Multi-Family
64
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
0.70 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72730, Farmington, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,153 (69.3%) |
| Renter Occupied HU | 1,133 (24.9%) |
| Vacant Housing Units | 263 ( 5.8%) |
| Median Home Value | $334,077 |
| Average Home Value | $349,619 |
Housing Distribution
Address Breakdown
Residential
4,814
Single Family
4,750
Multi-Family
64
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Team Black and Gold • eXp Realty NWA Branch
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1313247
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.