1257 S White RdSan JoseCA95127
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $4,040/mo, and a $5,751/mo payment. Purchase price stands at $1,175,000, and rental yield measures 4.13% with $4,040/mo rent. Return on cash invested shows 10.19% in year one, and 5% annual appreciation builds toward $324,631 over five years. Five-year ROI reaches 50.64% and total cumulative return in cash records $192,790. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,040/mo property income covering a $5,751/mo payment rather than investor’s personal income.
Single Family
Built in 1956
6,903 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95127, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,008 (100%) |
| Owner Occupied HU | 9,921 (62.0%) |
| Renter Occupied HU | 5,566 (34.8%) |
| Vacant Housing Units | 521 ( 3.3%) |
| Median Home Value | $1,020,992 |
| Average Home Value | $1,202,002 |
Housing Distribution
Address Breakdown
Residential
16,081
Single Family
14,809
Multi-Family
1,272
Businesses
511
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Listed by: Kennedy Ngo • 10X Realty Mortgage
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82017651
Disclaimer: Based on information from the MLSListings MLS as of 2025-10-27 23:02:19 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.