12553 Cluster Pines RdGarden GroveCA92845
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12553 Cluster Pines Rd, Garden Grove, CA, 92845 in Garden Grove earns its strong cash-flow label: 10.47% yield, $5,891/mo rent, $1,067/mo net income, DSCR 1.94. The $675,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $186,490 by year five. Combined with $6,217/yr in principal paydown, total projected return reaches $327,492.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $1,067 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,891 |
| Total Monthly Debt Service | $4,555 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1967
N/A lot
$N/A/sqft
$648 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92845, Garden Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,702 (100%) |
| Owner Occupied HU | 4,507 (79.0%) |
| Renter Occupied HU | 1,106 (19.4%) |
| Vacant Housing Units | 89 ( 1.6%) |
| Median Home Value | $905,714 |
| Average Home Value | $981,200 |
Housing Distribution
Address Breakdown
Residential
5,731
Single Family
5,337
Multi-Family
394
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1967
N/A lot
$N/A/sqft
$648 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92845, Garden Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,702 (100%) |
| Owner Occupied HU | 4,507 (79.0%) |
| Renter Occupied HU | 1,106 (19.4%) |
| Vacant Housing Units | 89 ( 1.6%) |
| Median Home Value | $905,714 |
| Average Home Value | $981,200 |
Housing Distribution
Address Breakdown
Residential
5,731
Single Family
5,337
Multi-Family
394
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices