12550 W Main St #151HesperiaCA92345
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 12550 W Main St #151, Hesperia, CA, 92345 in Hesperia: $3,911/mo in rent, $2,865/mo net, 27.77% gross yield, all on a $169,000 acquisition. The 5.15 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $46,692 in value, and $1,557/yr in principal paydown steadily builds equity. Projected total cumulative return: $248,491.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.8% | 6.0% |
| Monthly Cash Flow | $2,865 | $350 |
City averages based on Hesperia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,911 |
| Total Monthly Debt Service | $978 |
| DSCR Ratio | 4.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices