12530 173rd Ave SEBeckerMN55308
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 12530 173rd Ave SE, Becker, MN, 55308 in Becker. At $480,000 it earns $3,330/mo in rent and distributes $333/mo to the owner after the $2,158/mo payment, a consistent 8.33% yield. DSCR 1.54 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $132,615 in value; $4,421/yr in principal paydown compounds ownership stake. Total projected return: $203,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $333 | $250 |
City averages based on Becker market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,330 |
| Total Monthly Debt Service | $2,806 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
2.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55308, Becker, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,526 (100%) |
| Owner Occupied HU | 3,044 (86.3%) |
| Renter Occupied HU | 406 (11.5%) |
| Vacant Housing Units | 76 ( 2.2%) |
| Median Home Value | $367,756 |
| Average Home Value | $384,481 |
Housing Distribution
Address Breakdown
Residential
3,360
Single Family
3,131
Multi-Family
229
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
2.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55308, Becker, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,526 (100%) |
| Owner Occupied HU | 3,044 (86.3%) |
| Renter Occupied HU | 406 (11.5%) |
| Vacant Housing Units | 76 ( 2.2%) |
| Median Home Value | $367,756 |
| Average Home Value | $384,481 |
Housing Distribution
Address Breakdown
Residential
3,360
Single Family
3,131
Multi-Family
229
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices