1253 Tamarisk CirUplandCA91784
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1253 Tamarisk Cir, Upland, CA, 91784 in Upland: $6,118/mo in rent, $1,105/mo in net income, 9.66% gross yield, 1.79 DSCR, all at $760,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $209,974 in appreciation and $7,000/yr in principal paydown projects total cumulative return of $360,720.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.2% |
| Monthly Cash Flow | $1,105 | $230 |
City averages based on Upland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,118 |
| Total Monthly Debt Service | $4,710 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
4,950 sqft lot
$N/A/sqft
$248 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
4,950 sqft lot
$N/A/sqft
$248 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices