12382 Constellation StMira LomaCA91752
INVESTMENT ANALYSIS
Investment Verdict
Solid Income12382 Constellation St, Mira Loma, CA, 91752 in Mira Loma is a solid income-producing rental, 9.6% gross yield, $5,200/mo rent, $718/mo net cash flow on a $649,900 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $179,555 and $5,986/yr in principal reduction project a total cumulative return of $294,698.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.5% |
| Monthly Cash Flow | $718 | $2,000 |
City averages based on Mira Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,200 |
| Total Monthly Debt Service | $4,223 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2016
706 sqft lot
$N/A/sqft
$260 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91752, Mira Loma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,064 (100%) |
| Owner Occupied HU | 7,299 (60.5%) |
| Renter Occupied HU | 4,348 (36.0%) |
| Vacant Housing Units | 417 ( 3.5%) |
| Median Home Value | $674,380 |
| Average Home Value | $654,290 |
Housing Distribution
Address Breakdown
Residential
11,465
Single Family
10,404
Multi-Family
1,061
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2016
706 sqft lot
$N/A/sqft
$260 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91752, Mira Loma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,064 (100%) |
| Owner Occupied HU | 7,299 (60.5%) |
| Renter Occupied HU | 4,348 (36.0%) |
| Vacant Housing Units | 417 ( 3.5%) |
| Median Home Value | $674,380 |
| Average Home Value | $654,290 |
Housing Distribution
Address Breakdown
Residential
11,465
Single Family
10,404
Multi-Family
1,061
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices