12509 Bay Branch CtTampaFL33635
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 12509 Bay Branch Ct, Tampa, FL, 33635 in Tampa speaks for itself: 15.75% gross on a $569,000 price, generating $7,468/mo in rent and $3,277/mo in net income after the $2,559/mo debt service. DSCR 2.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $39,322 stacks alongside $157,204 in projected five-year appreciation and $5,241/yr in principal reduction. Projected total cumulative return: $429,569.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 3.0% |
| Monthly Cash Flow | $3,277 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,468 |
| Total Monthly Debt Service | $3,964 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
5,745 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33635, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,957 (100%) |
| Owner Occupied HU | 4,794 (60.2%) |
| Renter Occupied HU | 2,860 (35.9%) |
| Vacant Housing Units | 303 ( 3.8%) |
| Median Home Value | $354,598 |
| Average Home Value | $366,168 |
Housing Distribution
Address Breakdown
Residential
7,738
Single Family
4,796
Multi-Family
2,942
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
5,745 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33635, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,957 (100%) |
| Owner Occupied HU | 4,794 (60.2%) |
| Renter Occupied HU | 2,860 (35.9%) |
| Vacant Housing Units | 303 ( 3.8%) |
| Median Home Value | $354,598 |
| Average Home Value | $366,168 |
Housing Distribution
Address Breakdown
Residential
7,738
Single Family
4,796
Multi-Family
2,942
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices