12508 Lusbys Ln #O7B2KVBrandywineMD20613
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 12508 Lusbys Ln #O7B2KV, Brandywine, MD, 20613 in Brandywine earns a 8.77% gross yield at $645,800. Rent of $4,722/mo nets $705/mo after the $2,904/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $178,423 and $5,948/yr in equity accumulation project a total cumulative return of $290,376.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.0% |
| Monthly Cash Flow | $705 | $150 |
City averages based on Brandywine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,722 |
| Total Monthly Debt Service | $3,760 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A