1250 Old Madison RdMadisonMD21648
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1250 Old Madison Rd, Madison, MD, 21648 in Madison. Rental yield 1.39%. At $1,600,000 with 1.39% gross yield, current distributions are modest, but the 5% appreciation rate projects $442,051 in new equity by year five, complemented by $14,736/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.26) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $85,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.0% |
| Monthly Cash Flow | $(8,104) | $1,200 |
City averages based on Madison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,847 |
| Total Monthly Debt Service | $9,315 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21648, Madison, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 126 (100%) |
| Owner Occupied HU | 78 (61.9%) |
| Renter Occupied HU | 15 (11.9%) |
| Vacant Housing Units | 33 (26.2%) |
| Median Home Value | $395,000 |
| Average Home Value | $455,801 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
111
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21648, Madison, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 126 (100%) |
| Owner Occupied HU | 78 (61.9%) |
| Renter Occupied HU | 15 (11.9%) |
| Vacant Housing Units | 33 (26.2%) |
| Median Home Value | $395,000 |
| Average Home Value | $455,801 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
111
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices