125 S Walnut StDallastownPA17313
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 125 S Walnut St, Dallastown, PA, 17313 in Dallastown deserves attention. This $190,000 property earns $1,802/mo in rent, a 11.38% gross yield, and nets $557/mo after the $854/mo payment. DSCR 2.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,494 compounds alongside $1,750/yr in yearly equity build, for a total cumulative return of $108,207.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $557 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,802 |
| Total Monthly Debt Service | $1,169 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17313, Dallastown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,762 (100%) |
| Owner Occupied HU | 3,030 (63.6%) |
| Renter Occupied HU | 1,556 (32.7%) |
| Vacant Housing Units | 176 ( 3.7%) |
| Median Home Value | $243,914 |
| Average Home Value | $283,333 |
Housing Distribution
Address Breakdown
Residential
4,380
Single Family
4,359
Multi-Family
21
Businesses
229
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17313, Dallastown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,762 (100%) |
| Owner Occupied HU | 3,030 (63.6%) |
| Renter Occupied HU | 1,556 (32.7%) |
| Vacant Housing Units | 176 ( 3.7%) |
| Median Home Value | $243,914 |
| Average Home Value | $283,333 |
Housing Distribution
Address Breakdown
Residential
4,380
Single Family
4,359
Multi-Family
21
Businesses
229
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Wilburn • Core Partners Realty LLC
Mls Name: Bright MLS
Mls ID: #PAYK2096516