405 Chambers RdgYorkPA17402
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 405 Chambers Rdg, York, PA, 17402 in York achieves a 1.68 ratio at $199,900: $1,514/mo rent versus $899/mo debt service. Rental yield 9.09%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.09% yield compounds alongside 5% annual appreciation projecting $55,229 in value. Total projected cumulative return: $89,270.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.8% |
| Monthly Cash Flow | $(56) | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,514 |
| Total Monthly Debt Service | $1,230 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PAYK2108716