125 Oldmill RdBerlinPA15530
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 125 Oldmill Rd, Berlin, PA, 15530 in Berlin aligned with their strategy. Rental yield 6.03%. DSCR 1.12 and 6.03% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $2,114/yr in paydown build toward a projected cumulative return of $64,826.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(351) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,153 |
| Total Monthly Debt Service | $1,413 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15530, Berlin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,291 (100%) |
| Owner Occupied HU | 1,635 (71.4%) |
| Renter Occupied HU | 440 (19.2%) |
| Vacant Housing Units | 216 ( 9.4%) |
| Median Home Value | $190,804 |
| Average Home Value | $238,483 |
Housing Distribution
Address Breakdown
Residential
2,096
Single Family
2,031
Multi-Family
65
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15530, Berlin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,291 (100%) |
| Owner Occupied HU | 1,635 (71.4%) |
| Renter Occupied HU | 440 (19.2%) |
| Vacant Housing Units | 216 ( 9.4%) |
| Median Home Value | $190,804 |
| Average Home Value | $238,483 |
Housing Distribution
Address Breakdown
Residential
2,096
Single Family
2,031
Multi-Family
65
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices