125 Laurel View DrMount PleasantPA15666
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowHigh DSCR is a competitive advantage at closing. 125 Laurel View Dr, Mount Pleasant, PA, 15666 in Mount Pleasant achieves 1.93, rent of $1,042/mo covers the $539/mo payment 1.5x over at $119,900. Rental yield 10.42%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $33,126 over five years, with $1,104/yr in principal reduction bringing total projected return to $62,196.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $(313) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,042 |
| Total Monthly Debt Service | $738 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15666, Mount Pleasant, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,738 (100%) |
| Owner Occupied HU | 5,499 (71.1%) |
| Renter Occupied HU | 1,488 (19.2%) |
| Vacant Housing Units | 751 ( 9.7%) |
| Median Home Value | $206,142 |
| Average Home Value | $254,702 |
Housing Distribution
Address Breakdown
Residential
7,066
Single Family
6,874
Multi-Family
192
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15666, Mount Pleasant, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,738 (100%) |
| Owner Occupied HU | 5,499 (71.1%) |
| Renter Occupied HU | 1,488 (19.2%) |
| Vacant Housing Units | 751 ( 9.7%) |
| Median Home Value | $206,142 |
| Average Home Value | $254,702 |
Housing Distribution
Address Breakdown
Residential
7,066
Single Family
6,874
Multi-Family
192
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1742640