122 Shaffer StUniontownPA15401
INVESTMENT ANALYSIS
Investment Verdict
Solid Income122 Shaffer St, Uniontown, PA, 15401 in Uniontown earns a respectable 9.63% gross yield at $103,000, but after the $463/mo mortgage the net cash flow is $148/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.79) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $28,457 over five years, making equity the dominant return driver. Total projected return: $48,823.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $148 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $827 |
| Total Monthly Debt Service | $638 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William Work • WILLIAM J WORK
Mls Name: My State MLS
Mls ID: #11528099