125 Blue Grass CtOxfordGA30054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 125 Blue Grass Ct, Oxford, GA, 30054 in Oxford speaks for itself: 10.37% gross on a $399,900 price, generating $3,457/mo in rent and $1,023/mo in net income after the $1,798/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,280 stacks alongside $110,485 in projected five-year appreciation and $3,683/yr in principal reduction. Projected total cumulative return: $217,333.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.0% |
| Monthly Cash Flow | $1,023 | $250 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,457 |
| Total Monthly Debt Service | $2,275 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30054, Oxford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,576 (100%) |
| Owner Occupied HU | 3,442 (75.2%) |
| Renter Occupied HU | 913 (20.0%) |
| Vacant Housing Units | 221 ( 4.8%) |
| Median Home Value | $327,473 |
| Average Home Value | $344,043 |
Housing Distribution
Address Breakdown
Residential
4,432
Single Family
4,432
Multi-Family
0
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30054, Oxford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,576 (100%) |
| Owner Occupied HU | 3,442 (75.2%) |
| Renter Occupied HU | 913 (20.0%) |
| Vacant Housing Units | 221 ( 4.8%) |
| Median Home Value | $327,473 |
| Average Home Value | $344,043 |
Housing Distribution
Address Breakdown
Residential
4,432
Single Family
4,432
Multi-Family
0
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices