12470 15th StYucaipaCA92399
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Yucaipa rental at 12470 15th St, Yucaipa, CA, 92399 sits in the solid-income band: 7.99% gross yield, $4,591/mo rent, $323/mo net after the $3,102/mo debt service, DSCR 1.48. Entry price of $689,888 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $190,603 and $6,354/yr in principal reduction bring total cumulative return to $282,389.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $323 | $400 |
City averages based on Yucaipa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,591 |
| Total Monthly Debt Service | $3,993 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1923
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1923
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices