12430 NE 52nd LoopOxfordFL34484
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Oxford rentals match the income profile of 12430 NE 52nd Loop, Oxford, FL, 34484. Listed at $219,500, gross rent is $2,490/mo and net cash flow is $961/mo, a 13.61% yield well above national averages. DSCR 2.52 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $60,644 by year five with $2,022/yr in annual principal reduction, projecting $145,842 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.0% |
| Monthly Cash Flow | $961 | $300 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,490 |
| Total Monthly Debt Service | $1,441 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
3,800 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34484, Oxford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,708 (100%) |
| Owner Occupied HU | 2,087 (56.3%) |
| Renter Occupied HU | 1,006 (27.1%) |
| Vacant Housing Units | 615 (16.6%) |
| Median Home Value | $474,470 |
| Average Home Value | $560,171 |
Housing Distribution
Address Breakdown
Residential
3,501
Single Family
1,966
Multi-Family
1,535
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
3,800 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34484, Oxford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,708 (100%) |
| Owner Occupied HU | 2,087 (56.3%) |
| Renter Occupied HU | 1,006 (27.1%) |
| Vacant Housing Units | 615 (16.6%) |
| Median Home Value | $474,470 |
| Average Home Value | $560,171 |
Housing Distribution
Address Breakdown
Residential
3,501
Single Family
1,966
Multi-Family
1,535
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices