12429 Lambert RdWhittierCA90606
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 12429 Lambert Rd, Whittier, CA, 90606 in Whittier at $1,805,300, 2.12% gross yield, is a market-growth asset. Rental yield 2.12%. The $2,290/mo rent partially funds the $8,118/mo debt service; the core return is the 5%/yr price growth projected to add $498,771 over five years. Ziffy Mortgage's DSCR mortgage (0.28) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $101,473.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.5% |
| Monthly Cash Flow | $(8,173) | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,290 |
| Total Monthly Debt Service | $10,645 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1929
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90606, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,090 (100%) |
| Owner Occupied HU | 6,216 (68.4%) |
| Renter Occupied HU | 2,692 (29.6%) |
| Vacant Housing Units | 182 ( 2.0%) |
| Median Home Value | $658,042 |
| Average Home Value | $683,530 |
Housing Distribution
Address Breakdown
Residential
8,863
Single Family
7,728
Multi-Family
1,135
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1929
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90606, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,090 (100%) |
| Owner Occupied HU | 6,216 (68.4%) |
| Renter Occupied HU | 2,692 (29.6%) |
| Vacant Housing Units | 182 ( 2.0%) |
| Median Home Value | $658,042 |
| Average Home Value | $683,530 |
Housing Distribution
Address Breakdown
Residential
8,863
Single Family
7,728
Multi-Family
1,135
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A