12407 Big Oaks DrHoustonTX77050
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 12407 Big Oaks Dr, Houston, TX, 77050 in Houston is straightforward: $233,900 in, $1,891/mo in rent, $228/mo out after debt service. The 9.7% gross yield and 1.80 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $64,622 by year five. With $2,154/yr in principal equity, the total cumulative return is projected at $104,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $228 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,891 |
| Total Monthly Debt Service | $1,570 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77050, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,587 (100%) |
| Owner Occupied HU | 1,021 (64.3%) |
| Renter Occupied HU | 488 (30.7%) |
| Vacant Housing Units | 78 ( 4.9%) |
| Median Home Value | $150,735 |
| Average Home Value | $202,698 |
Housing Distribution
Address Breakdown
Residential
1,563
Single Family
1,538
Multi-Family
25
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77050, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,587 (100%) |
| Owner Occupied HU | 1,021 (64.3%) |
| Renter Occupied HU | 488 (30.7%) |
| Vacant Housing Units | 78 ( 4.9%) |
| Median Home Value | $150,735 |
| Average Home Value | $202,698 |
Housing Distribution
Address Breakdown
Residential
1,563
Single Family
1,538
Multi-Family
25
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices