124 Cherry StArchbaldPA18403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 124 Cherry St, Archbald, PA, 18403 in Archbald speaks for itself: 11.24% gross on a $256,900 price, generating $2,406/mo in rent and $723/mo in net income after the $1,155/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,671 stacks alongside $70,977 in projected five-year appreciation and $2,366/yr in principal reduction. Projected total cumulative return: $144,323.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $723 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,406 |
| Total Monthly Debt Service | $1,581 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18403, Archbald, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,353 (100%) |
| Owner Occupied HU | 2,446 (72.9%) |
| Renter Occupied HU | 644 (19.2%) |
| Vacant Housing Units | 263 ( 7.8%) |
| Median Home Value | $254,526 |
| Average Home Value | $277,456 |
Housing Distribution
Address Breakdown
Residential
3,284
Single Family
3,265
Multi-Family
19
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18403, Archbald, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,353 (100%) |
| Owner Occupied HU | 2,446 (72.9%) |
| Renter Occupied HU | 644 (19.2%) |
| Vacant Housing Units | 263 ( 7.8%) |
| Median Home Value | $254,526 |
| Average Home Value | $277,456 |
Housing Distribution
Address Breakdown
Residential
3,284
Single Family
3,265
Multi-Family
19
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices