124 Boxcar WaySmyrnaGA30080
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 124 Boxcar Way, Smyrna, GA, 30080 in Smyrna. Priced at $630,000, it generates $6,460/mo in gross rent and $2,375/mo in net monthly cash flow, a 12.3% yield that comfortably supports the 2.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $28,504. Five-year appreciation: $174,057. Equity from principal paydown: $5,802/yr. Total projected cumulative return: $392,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.0% |
| Monthly Cash Flow | $2,375 | $300 |
City averages based on Smyrna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,460 |
| Total Monthly Debt Service | $3,834 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
1,742 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30080, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,418 (100%) |
| Owner Occupied HU | 12,282 (44.8%) |
| Renter Occupied HU | 13,356 (48.7%) |
| Vacant Housing Units | 1,780 ( 6.5%) |
| Median Home Value | $480,078 |
| Average Home Value | $526,366 |
Housing Distribution
Address Breakdown
Residential
26,718
Single Family
19,166
Multi-Family
7,552
Businesses
1,511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
1,742 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30080, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,418 (100%) |
| Owner Occupied HU | 12,282 (44.8%) |
| Renter Occupied HU | 13,356 (48.7%) |
| Vacant Housing Units | 1,780 ( 6.5%) |
| Median Home Value | $480,078 |
| Average Home Value | $526,366 |
Housing Distribution
Address Breakdown
Residential
26,718
Single Family
19,166
Multi-Family
7,552
Businesses
1,511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices