124 Armand OaksOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.67, 124 Armand Oaks, Ocean Springs, MS, 39564 in Ocean Springs sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 9.03%. The 9.03% yield is backed by 5% annual appreciation projecting $55,229 in value gain, plus $1,841/yr in principal reduction. Total projected cumulative return: $66,554.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.5% |
| Monthly Cash Flow | $(174) | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,504 |
| Total Monthly Debt Service | $1,599 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2007
1.42 Acres lot
$N/A/sqft
$350 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2007
1.42 Acres lot
$N/A/sqft
$350 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lynn Y Wade • Weichert Rltrs-Gulf Properties
Mls Name: MLS United
Mls ID: #4107693
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.