12376 Windward CirGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12376 Windward Cir, Gulfport, MS, 39503 in Gulfport is a solid income-producing rental, 10.01% gross yield, $1,569/mo rent, $425/mo net cash flow on a $191,000 buy. DSCR 1.83 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,770 and $1,759/yr in principal reduction project a total cumulative return of $98,167.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 10.0% |
| Monthly Cash Flow | $425 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,569 |
| Total Monthly Debt Service | $1,093 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.28 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.28 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Freddie J James • Stars and Stripes Realty, LLC.
Mls Name: MLS United
Mls ID: #4112365
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.