1237 Fairmont AveTemplePA19560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1237 Fairmont Ave, Temple, PA, 19560 in Temple: $2,920/mo in rent, $856/mo net, 11.13% gross yield, all on a $314,900 acquisition. The 2.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $87,001 in value, and $2,900/yr in principal paydown steadily builds equity. Projected total cumulative return: $175,021.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $856 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,920 |
| Total Monthly Debt Service | $1,938 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PABK2069460