1236 Kelly DrDarlingtonSC29540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Darlington rental at 1236 Kelly Dr, Darlington, SC, 29540 sits in the solid-income band: 11.34% gross yield, $1,276/mo rent, $472/mo net after the $607/mo debt service, DSCR 2.10. Entry price of $135,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $37,298 and $1,243/yr in principal reduction bring total cumulative return to $81,506.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $472 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,276 |
| Total Monthly Debt Service | $750 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29540, Darlington, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,214 (100%) |
| Owner Occupied HU | 1,623 (73.3%) |
| Renter Occupied HU | 379 (17.1%) |
| Vacant Housing Units | 212 ( 9.6%) |
| Median Home Value | $121,814 |
| Average Home Value | $156,828 |
Housing Distribution
Address Breakdown
Residential
2,002
Single Family
2,002
Multi-Family
0
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29540, Darlington, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,214 (100%) |
| Owner Occupied HU | 1,623 (73.3%) |
| Renter Occupied HU | 379 (17.1%) |
| Vacant Housing Units | 212 ( 9.6%) |
| Median Home Value | $121,814 |
| Average Home Value | $156,828 |
Housing Distribution
Address Breakdown
Residential
2,002
Single Family
2,002
Multi-Family
0
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Pee Dee Realtor Association
Mls ID: #2600889