1235 Muddy DriveKremmlingCO80459
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 1235 Muddy Drive, Kremmling, CO, 80459 in Kremmling is the 1.75 coverage ratio: rent of $866/mo versus a $495/mo debt payment on a $110,000 property. Rental yield 9.45%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $30,391 by year five, with $1,013/yr in equity from paydown. Total projected cumulative return: $1,429.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $(685) | $150 |
City averages based on Kremmling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $866 |
| Total Monthly Debt Service | $1,507 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
5,000 sqft lot
$N/A/sqft
$910 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80459, Kremmling, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 693 (51.6%) |
| Renter Occupied HU | 314 (23.4%) |
| Vacant Housing Units | 336 (25.0%) |
| Median Home Value | $394,072 |
| Average Home Value | $500,931 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
115
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
5,000 sqft lot
$N/A/sqft
$910 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80459, Kremmling, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 693 (51.6%) |
| Renter Occupied HU | 314 (23.4%) |
| Vacant Housing Units | 336 (25.0%) |
| Median Home Value | $394,072 |
| Average Home Value | $500,931 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
115
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dakota Docheff Cordle • Keller Williams Top of the Rockies R E
Mls Name: GCBOR
Mls ID: #25-1311
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.