1235 Lilly LnBellvilleTX77418
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Bellville rentals match the income profile of 1235 Lilly Ln, Bellville, TX, 77418. Listed at $312,554, gross rent is $6,840/mo and net cash flow is $4,576/mo, a 26.26% yield well above national averages. DSCR 4.87 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $86,353 by year five with $2,879/yr in annual principal reduction, projecting $414,443 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 26.3% | 6.2% |
| Monthly Cash Flow | $4,576 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,840 |
| Total Monthly Debt Service | $2,140 |
| DSCR Ratio | 3.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,573 sqft lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77418, Bellville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,870 (100%) |
| Owner Occupied HU | 3,204 (65.8%) |
| Renter Occupied HU | 988 (20.3%) |
| Vacant Housing Units | 678 (13.9%) |
| Median Home Value | $366,255 |
| Average Home Value | $487,328 |
Housing Distribution
Address Breakdown
Residential
4,383
Single Family
4,123
Multi-Family
260
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,573 sqft lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77418, Bellville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,870 (100%) |
| Owner Occupied HU | 3,204 (65.8%) |
| Renter Occupied HU | 988 (20.3%) |
| Vacant Housing Units | 678 (13.9%) |
| Median Home Value | $366,255 |
| Average Home Value | $487,328 |
Housing Distribution
Address Breakdown
Residential
4,383
Single Family
4,123
Multi-Family
260
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices