12345 Horseshoe TrlPioneertownCA92268
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 12345 Horseshoe Trl, Pioneertown, CA, 92268 in Pioneertown. Priced at $199,900, it generates $2,738/mo in gross rent and $1,502/mo in net monthly cash flow, a 16.44% yield that comfortably supports the 3.05 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,021. Five-year appreciation: $55,229. Equity from principal paydown: $1,841/yr. Total projected cumulative return: $172,418.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 6.0% |
| Monthly Cash Flow | $1,502 | $500 |
City averages based on Pioneertown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,738 |
| Total Monthly Debt Service | $1,157 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92268, Pioneertown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 434 (100%) |
| Owner Occupied HU | 184 (42.4%) |
| Renter Occupied HU | 47 (10.8%) |
| Vacant Housing Units | 203 (46.8%) |
| Median Home Value | $601,974 |
| Average Home Value | $664,022 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92268, Pioneertown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 434 (100%) |
| Owner Occupied HU | 184 (42.4%) |
| Renter Occupied HU | 47 (10.8%) |
| Vacant Housing Units | 203 (46.8%) |
| Median Home Value | $601,974 |
| Average Home Value | $664,022 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices