1234 Stanhope Ln APT 263HaywardCA94545
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1234 Stanhope Ln APT 263, Hayward, CA, 94545 in Hayward is narrow, $16/mo net on $3,125/mo rent after the $2,065/mo debt service, but the property operates at break-even-plus, not a loss. At $459,300 with a 8.16% yield, the long-run equity case via 5% appreciation ($126,896 over five years) and $4,230/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $176,418.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $16 | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,125 |
| Total Monthly Debt Service | $2,926 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Zillow Rentals
Mls ID: #N/A