12315 W 54th DriveArvadaCO80002
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable, bankable, and well-priced, 12315 W 54th Drive, Arvada, CO, 80002 in Arvada delivers $5,885/mo in gross rent and $217/mo in net monthly income at a $960,000 entry. The 7.36% yield and 1.36 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $265,230 over five years and $8,842/yr in equity from loan paydown, total projected return is $376,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $217 | $320 |
City averages based on Arvada market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,885 |
| Total Monthly Debt Service | $5,286 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
0.38 Acres lot
$N/A/sqft
$180 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80002, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,331 (100%) |
| Owner Occupied HU | 3,968 (42.5%) |
| Renter Occupied HU | 4,737 (50.8%) |
| Vacant Housing Units | 626 ( 6.7%) |
| Median Home Value | $676,858 |
| Average Home Value | $755,413 |
Housing Distribution
Address Breakdown
Residential
9,647
Single Family
7,243
Multi-Family
2,404
Businesses
1,176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
0.38 Acres lot
$N/A/sqft
$180 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80002, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,331 (100%) |
| Owner Occupied HU | 3,968 (42.5%) |
| Renter Occupied HU | 4,737 (50.8%) |
| Vacant Housing Units | 626 ( 6.7%) |
| Median Home Value | $676,858 |
| Average Home Value | $755,413 |
Housing Distribution
Address Breakdown
Residential
9,647
Single Family
7,243
Multi-Family
2,404
Businesses
1,176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: George Rotola • Rotola & Company
Mls Name: REcolorado
Mls Provider:
Mls ID: #1786362
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)