1231 Commins RdAylettVA23009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1231 Commins Rd, Aylett, VA, 23009 in Aylett hard to pass up. The 10.21% gross yield on a $314,900 purchase results in $2,680/mo in rent and $797/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.89). Annual cash flow of $9,566, five-year appreciation of $87,001, and $2,900/yr in equity build-up combine for a projected total cumulative return of $170,437.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $797 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,680 |
| Total Monthly Debt Service | $1,757 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23009, Aylett, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,514 (100%) |
| Owner Occupied HU | 2,937 (83.6%) |
| Renter Occupied HU | 429 (12.2%) |
| Vacant Housing Units | 148 ( 4.2%) |
| Median Home Value | $321,593 |
| Average Home Value | $336,692 |
Housing Distribution
Address Breakdown
Residential
3,342
Single Family
3,342
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23009, Aylett, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,514 (100%) |
| Owner Occupied HU | 2,937 (83.6%) |
| Renter Occupied HU | 429 (12.2%) |
| Vacant Housing Units | 148 ( 4.2%) |
| Median Home Value | $321,593 |
| Average Home Value | $336,692 |
Housing Distribution
Address Breakdown
Residential
3,342
Single Family
3,342
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices