123 William Way StEast BernardTX77435
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder123 William Way St, East Bernard, TX, 77435 in East Bernard is a stable, well-positioned rental at $750,000. Rental yield 7.18%. DSCR 1.33 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $207,211 in value and $6,908/yr in principal paydown builds equity, a total projected return of $231,904.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(865) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,487 |
| Total Monthly Debt Service | $5,053 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
1.28 Acres lot
$N/A/sqft
$218 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77435, East Bernard, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,411 (100%) |
| Owner Occupied HU | 1,776 (73.7%) |
| Renter Occupied HU | 400 (16.6%) |
| Vacant Housing Units | 235 ( 9.7%) |
| Median Home Value | $348,726 |
| Average Home Value | $391,356 |
Housing Distribution
Address Breakdown
Residential
1,838
Single Family
1,838
Multi-Family
0
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
1.28 Acres lot
$N/A/sqft
$218 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77435, East Bernard, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,411 (100%) |
| Owner Occupied HU | 1,776 (73.7%) |
| Renter Occupied HU | 400 (16.6%) |
| Vacant Housing Units | 235 ( 9.7%) |
| Median Home Value | $348,726 |
| Average Home Value | $391,356 |
Housing Distribution
Address Breakdown
Residential
1,838
Single Family
1,838
Multi-Family
0
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kellye Casey • Del Monte Realty
Mls Name: HAR
Mls Provider:
Mls ID: #88268959
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