123 S Commerce StNatchezMS39120
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Natchez at 123 S Commerce St, Natchez, MS, 39120 listed at $370,000 pairs $2,296/mo rent with a $1,811/mo payment to leave $32/mo cash flow. Total monthly income runs $2,296/mo, and annual cash flow reaches $381/yr on $122,655 cash to close. Return on cash invested measures 20.22% in year one, and rental yield registers 7.45% at a $370,000 basis. Equity gained on principal adds $2,388/yr, and annual property appreciation at 5% supports $102,224 by year five. Five-year ROI tracks 104.42% and total cumulative return in cash totals $128,081. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,296/mo property income relative to a $1,811/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Townhouse
Built in 1910
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39120, Natchez, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,822 (100%) |
| Owner Occupied HU | 8,965 (60.5%) |
| Renter Occupied HU | 3,669 (24.8%) |
| Vacant Housing Units | 2,188 (14.8%) |
| Median Home Value | $113,399 |
| Average Home Value | $184,808 |
Housing Distribution
Address Breakdown
Residential
13,672
Single Family
12,419
Multi-Family
1,253
Businesses
1,219
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Nearby investment properties with comparable prices
Listed by: Laura C Tate • Tate & Company Real Estate INC
Mls Name: MLS United
Mls ID: #4116089
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.